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Awards listings, rankings and/or other recognition (collectively, “Awards”) by unaffiliated rating services and/or publications should not be construed by a client or prospective client as an assurance or guarantee that he/she will experience a certain level of investment performance or other results if Mill Creek Capital Advisors, LLC and/or its advisory personnel (collectively, “Mill Creek”) is engaged, or continues to be engaged, to provide investment advisory services, nor should it be construed as a current or past endorsement of Mill Creek by any of its clients. Awards published by magazines, and others, are independently granted, and may be based in part on information prepared and/or submitted by the recognized advisor. Mill Creek applies for Awards when it deems a potential Award to be of benefit to its business; other investment advisors typically also apply for the Awards, although Mill Creek has no way of knowing the number of other investment advisors applying. Applicants for Awards are typically required to be registered as an investment adviser with the Securities & Exchange Commission, to have a certain minimum number of clients, to have been in business a minimum number of years, and to have assets under management of a specified amount or larger. Typical criteria for Awards include growth in assets under management in a specified period and/or total assets under management compared to other investment advisors or advisory representatives at a specified time. A more detailed explanation of the criteria used in making these Awards may be obtained from the rating services and/or publications themselves. Neither Mill Creek nor any of its advisory personnel provide payments or other benefits to the ratings services and/or publication. The trademarks "Mill Creek," "Mill Creek Capital," and "Mill Creek Capital Advisors" are the exclusive property of Mill Creek Capital Advisors, LLC, are registered with the U.S. Patent and Trademark Office, and may not be used without permission.